Current approaches for studying wealth dynamics and inequality lack a foundational theory to derive growth rates from social behavior in unknown environments. Devising effective interventions to manage economic growth rates, financial instability, and population inequality remains therefore difficult. Here, we propose a general approach to this problem based on agent decision-making in noisy environments, using concepts of information and learning. We show that expanding learning reduces resource inequality over time, as more agents are able to tap opportunities in their environment. This perspective connects wealth dynamics to important behavioral and social phenomena such as the environmental determinants of learning and development, the influence of socioeconomic stratification and segregation, and information sharing, cooperation and resilience in the face of uncertainty.
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